Date: Thu, 18 Dec 1997 13:27:50 GMT Server: Apache/1.2.4 Last-Modified: Wed, 17 Dec 1997 11:25:46 GMT ETag: "78df-17f6-3497b6ba" Content-Length: 6134 Accept-Ranges: bytes Connection: close Content-Type: text/html
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Bank Services![]() Service Fees
![]() Recognition Has ComeAdams has received the highest rating - "Outstanding" - for exceeding the standards established by the Community Reinvestment Act (CRA). CRA Requirements, by coincidence, have come to reflect a segment of Adams' target markets from the time of its inception in 1977.![]() Services of the BankThe Bank offers a full range of banking services to its customers. While providing financial services to a wide-ranging customer base, including high net worth individuals, Fortune 100 corporations, small to medium-sized businesses and nonprofit and other organizations, the Bank remains committed to assisting women and minorities with access to credit opportunities for career growth and small business ownership.
The following types of services are offered by the Bank: Commercial Services
*Loans, including working capital loans and lines of credit, a wide range of demand, term and time loans, and loans for real estate land acquisition, development and construction, equipment, inventory and accounts receivable financing. Retail Services
*Transaction accounts, including checking and NOW accounts.
Commercial and consumer loans are made to corporations, partnerships and individuals, primarily on a secured basis. Commercial lending focuses on business, Capital, renovation, inventory and real estate loans. Consumer lending focuses on automobile, home equity and personal loans made on a direct, secured basis. Real estate loans are originated for both commercial and consumer purposes. Through its "Residential Express" program in affiliation with Knutson Mortgage Corporation ("Knutson"), the Bank is able to offer a variety of residential home mortgage loan products.
![]() Member FDIC An Equal Housing Lender ![]() |